Which of the following would be covered by the broad theft endorsement on a dwelling policy?

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The broad theft endorsement on a dwelling policy is designed to provide additional coverage for personal property against theft. This endorsement typically extends to personal belongings that might be stolen, particularly in the context of a dwelling policy.

A camera on vacation falls squarely within this coverage, as it is considered personal property that is portable and typically used for recreational purposes. Since personal property can be subject to theft while traveling, this aligns with the intention of the broad theft endorsement to protect insured parties against such loss.

On the other hand, fabric and patterns in a studio, an antique car, and a pedigreed show dog do not fall under the general scope of this endorsement. The endorsement usually does not cover items like clothing or specific crafting materials (such as fabric and patterns), vehicles (like an antique car), and animals (like a show dog), as each of these has its separate considerations under different types of insurance policies or endorsements.

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