Which of the following is named on the declarations page of a property or liability policy?

The first named insured is prominently identified on the declarations page of a property or liability policy. This individual typically holds primary responsibility for the policy, and their name is recorded to clarify who has the authority to make changes to the policy, pay premiums, and receive any necessary communications regarding the policy.

The declarations page serves as a summary of key policy information, including the effective date, coverage limits, and the insured parties. The first named insured is especially significant because they are usually the one who enters into the agreement with the insurer. The roles of other insureds or additional insureds can exist within the policy, but they may not appear in such a prominent way on the declarations page as the first named insured does. This delineation plays a critical role in underwriting and policy administration, establishing a clear line of communication and legal responsibility.