Which of the following best describes the purpose of "PIP" in Florida auto insurance?

The purpose of Personal Injury Protection (PIP) in Florida auto insurance is to cover medical expenses for the insured, regardless of who is at fault in an accident. This is essential in Florida's no-fault insurance system, as it ensures that policyholders can receive timely medical treatment without having to wait for a determination of fault, which can be a lengthy process. By providing this coverage, PIP helps mitigate financial hardships associated with medical costs resulting from car accidents.

PIP may also cover other expenses related to an accident, such as lost wages if the insured is unable to work due to injuries sustained in the accident. This type of coverage is particularly important in ensuring that individuals can maintain financial stability while they recover from their injuries.