The mobile home endorsement alters the homeowners policy to include coverage for which of the following?

The mobile home endorsement is designed to extend coverage under a homeowners policy specifically to mobile homes that are owned or leased by the resident of the mobile home. This endorsement acknowledges that the primary risk associated with mobile homes resides with the occupants themselves, whether they own the mobile home outright or lease it from another individual or entity.

This coverage provides protection for various perils, including damage to the mobile home structure itself, and can include personal property within the mobile home as well. It is important to note that this endorsement is tailored to the needs of the policyholder who occupies the mobile home, ensuring they have the necessary insurance protection against potential risks.

Options suggesting coverage for properties owned or leased by a landlord—whether or not that landlord resides on the premises—do not align with the purpose of the endorsement. The focus of the mobile home endorsement is strictly on personal ownership or lease by the resident, therefore excluding situations where a landlord is involved without the resident being the owner or lessee.