If the cancellation of a property or casualty policy is for nonpayment of premium, how many days' written notice must be given to the policyowner?

When a property or casualty policy is canceled due to nonpayment of premium, Florida law requires that the insurer provide at least 10 days' written notice to the policyholder. This timeframe allows the policyholder the opportunity to correct the nonpayment situation before the cancellation becomes effective, ensuring due process and providing a fair chance to maintain coverage. The 10-day notice specifically applies to nonpayment situations, which is an essential aspect of consumer protection in the insurance industry.