If an agent is in the military, which statement is true?

An agent in the military is subject to specific regulations regarding their ability to sell policies, particularly concerning other active military personnel. The correct statement reflects a standard practice where an agent is not permitted to sell a policy to another service member of lower rank while on active duty. This restriction is in place to prevent conflicts of interest and the potential for coercion or undue influence, which could arise from sales interactions between active-duty personnel of different ranks.

This ensures that the sales process remains impartial and that all parties are treated fairly, maintaining the integrity of both the military and the insurance industry. Other options do not accurately reflect the rules governing military personnel's activities:

• Selling policies while on active duty is generally permitted, debunking any restrictions implied in the first option.
• Agents are often able to conduct business with individuals outside the military base, contradicting the notion presented in the third option.
• Lastly, while there may be specific regulations during times of war or conflict, the overarching rule does not outright ban all policy sales but may apply different guidelines or limitations instead.

Understanding these restrictions and allowances helps clarify the responsibilities and legal boundaries for agents who are simultaneously serving in the military while engaging in insurance sales.